Victoria first home buyers
How much do I actually need to save to buy my first home?
Enter your details and we’ll show you exactly how much you need to save — including stamp duty, LMI, grants, and every hidden cost. Victoria-specific. No fluff. 90 seconds.
This calculator provides a general estimate based on the information you enter and current Victorian schemes. It is not personal advice. Actual eligibility and costs vary. Talk to a qualified credit representative before acting on the estimate.
Built by a licensed Victorian mortgage broker. Uses current Victorian government schemes, grants, and stamp duty rates. Updated every quarter. Not personal advice — an honest estimate.
How it works
Answer 4 questions
Tell us about the property, your situation, and your savings. About 90 seconds.
Verify your number
A quick SMS code keeps the tool spam-free and lets us follow up if you want.
Get your personalised breakdown
See your real number, the grants you may qualify for, and how long to your goal.
Find out how much you actually need
Four quick questions. Your personalised, Victoria-specific breakdown in 90 seconds.
Tell us about the property
There are no wrong answers — a rough idea is fine.
Credit Representative #577408 | Australian Credit Licence #389087 (AFG)