Free Mortgage Calculators

Use our free tools to understand your borrowing capacity, estimate repayments, calculate stamp duty, and see if refinancing could save you money. Get instant results—no sign-up required.

These calculators provide estimates only. Book a call for a detailed assessment.

Borrowing Power Calculator

Find out how much you could borrow based on your income, expenses, and existing debts. Get an estimate of your maximum loan amount.

Income assessmentExpense analysisDebt considerationInstant results
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Repayment Calculator

Calculate your estimated loan repayments for different loan amounts, interest rates, and terms. Compare weekly, fortnightly, and monthly options.

Multiple frequenciesInterest comparisonPrincipal breakdownTotal cost view
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Extra Repayment Calculator

See how extra repayments can help you pay off your mortgage faster and save thousands in interest. Calculate time and money saved.

Time savedInterest savingsMultiple frequenciesVisual comparison
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Stamp Duty Calculator (VIC)

Estimate stamp duty on your property purchase in Victoria. Check eligibility for first home buyer exemptions and concessions.

Victorian ratesFHB concessionsConcession checksTotal cost estimate
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Refinance Savings Calculator

See if refinancing could save you money. Compare your current loan to potential new rates and calculate your potential savings.

Rate comparisonMonthly savingsAnnual savingsBreak-even analysis
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Car Loan Calculator

Estimate your car loan repayments for new or used vehicles. Adjust loan term, deposit, and balloon payments to find the right structure.

New & used carsBalloon optionsRate comparisonMultiple frequencies
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Chattel Mortgage Calculator

Calculate chattel mortgage repayments and potential tax benefits. See how depreciation and interest deductions reduce your effective cost.

Tax deductionsGST claimableEffective costYear 1 savings
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How to Use These Calculators

Our calculators are designed to give you a starting point for your property journey

1

Enter Your Details

Fill in the required fields with your information. The more accurate your inputs, the more useful the estimate.

2

Get Your Estimate

See your results instantly. Our calculators use industry-standard formulas and current rates where applicable.

3

Book a Call

For a detailed assessment based on your complete situation, book a free consultation with our team.

Important Information

These calculators provide estimates only and should not be considered financial advice. Results are based on the information you provide and standard industry assumptions.

Actual lending outcomes depend on your full financial situation, lender policies, property details, and other factors that cannot be captured in a calculator.

For accurate figures and personalized advice, please book a consultation with our team.

Want Accurate Numbers?

Book a free consultation for a detailed assessment based on your complete financial situation.

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