Car Loan Calculator
Estimate your car loan repayments for new or used vehicles. Adjust the loan term, deposit, and balloon payment to find a structure that works for your budget.
Vehicle & Loan Details
A balloon payment reduces monthly repayments but requires a lump sum at the end.
Estimated Monthly Repayment
Based on 5.99% - 9.99% p.a. indicative rates
Loan Amount
$40,495
Total Interest
$8,180
Payment Options
Weekly or fortnightly payments can save interest over the loan term.
Indicative Rate Range
New car rates typically range from 5.99% to 9.99% p.a.
Your actual rate depends on credit history, income, and lender criteria.
Tip
Based on your inputs, estimated repayments are $811.24/month. Book a call for personalized rates from our lender panel.
Ready to Get Your Best Rate?
We compare rates from 20+ lenders to find you a competitive deal. Book a free consultation to get pre-approved.
This calculator provides estimates only. Actual rates and repayments depend on your credit history, employment, and lender criteria. Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees and early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.